Eleanor Sterling 
Penny stocks, those alluring investments priced at under $5 per share, can be a tempting proposition for Canadian investors seeking high returns. The Toronto Stock Exchange (TSX) and other Canadian exchanges offer a vast selection of penny stocks across various industries. However, before diving in, understanding the inherent risks and conducting thorough research is crucial. … Read more
In the world of online banking, Canada boasts two prominent names: Tangerine and EQ Bank. Both offer enticing features, including chequing and savings accounts, debit cards, and other financial products. But when it comes to choosing the right debit card, you might be wondering: Tangerine Visa Debit or EQ Bank Card? This comprehensive comparison dives … Read more
Your credit score is a vital number that reflects your creditworthiness. It plays a significant role in determining your eligibility for loans, mortgages, and even insurance policies. In Canada, Equifax and TransUnion are the two major credit bureaus that collect and maintain your credit information. This information is then used to calculate your credit score. … Read more
After years of saving diligently in your Registered Education Savings Plan (RESP) for your child’s post-secondary education, the time will come to start withdrawing funds. Understanding RESP withdrawal rules and strategies will ensure a smooth flow of funds for your child’s education while minimizing any tax implications. This article will explore the different types of … Read more
Retirement: a time of freedom, relaxation, and pursuing long-held dreams. But before you can trade in your work suit for swimsuits, some crucial financial planning is necessary. This pre-retirement checklist will guide you through ten essential steps to ensure a smooth transition into a worry-free retirement. 1. Paint a Picture of Your Ideal Retirement The … Read more
Deciding when to claim the Canada Pension Plan (CPP) is a crucial step for maximizing your retirement income. For many seniors, age 60 might seem like an attractive option to begin receiving these benefits. However, there are significant advantages and disadvantages to weigh before making this decision. This guide will explore the pros and cons … Read more
Navigating the complexities of government benefits after a loved one’s passing can be challenging. This article sheds light on two key programs in Canada: Old Age Security (OAS) and the Canada Pension Plan (CPP), specifically addressing the question of death benefits. Old Age Security (OAS) and Death Benefits The OAS program provides a monthly income … Read more
The construction industry is a dynamic and ever-evolving field, offering a wide range of career paths with excellent earning potential. If you’re looking for a stable career with opportunities for growth, construction offers a compelling option. This article explores the top 10 highest-paying construction careers, outlining their responsibilities, educational requirements, and job outlook. 1. Senior … Read more
The pharmaceutical industry is booming, with a projected market revenue exceeding $1 trillion by 2023 and a steady growth pattern forecast for the coming years. This surge in the market translates to a multitude of career opportunities, with some offering highly competitive compensation packages. This article delves into the world of lucrative careers within the … Read more
The metal fabrication industry offers a vast and rewarding career path for individuals who enjoy working with their hands and possess a knack for creating functional objects. This sector encompasses a wide range of specialties, ensuring there’s a perfect niche for everyone, from entry-level positions to senior roles requiring extensive experience. Not only can a … Read more