The holiday season brings joy, family gatherings, and often, a strain on finances. In the Philippines, employees receive a welcome financial boost during this time: the 13th month of pay. This mandatory benefit helps Filipinos celebrate the holidays and provides much-needed security. Let’s delve into what 13th month pay is, how it’s calculated, and its … Read more
The Philippines, a Southeast Asian nation of over 110 million people, continues to grapple with poverty despite recent economic strides. While the government aims for a single-digit poverty rate by 2028, significant challenges remain. Let’s delve into the current state of poverty in the Philippines in 2024, analyzing the latest statistics, causes, and government initiatives. … Read more
The Bank of Canada (BOC) plays a crucial role in setting the economic stage for Canada. Through its interest rate adjustments, the Bank aims to control inflation and promote healthy economic growth. Let’s delve into Canada’s bank interest rates for 2024, exploring the current landscape, recent changes, and future predictions. Current Interest Rate Setting: A … Read more
For book lovers, the joy of getting lost in a captivating story is unparalleled. But let’s face it, brand-new books can come with a hefty price tag. Thankfully, there are fantastic ways to indulge your reading passion without breaking the bank. Here’s a treasure map leading you to the 11 cheapest places to buy used … Read more
Statutory holidays, also known as public holidays, are designated days recognized by the government when most businesses close and employees are entitled to time off with pay. Understanding your rights and obligations surrounding these holidays is crucial for both employers and employees in Ontario. This article provides a comprehensive overview of statutory holidays in Ontario … Read more
Do you have a drawer overflowing with unused gift cards? Perhaps you received a gift for a store you don’t shop at, or maybe the card simply expired. Whatever the reason, there’s no need to let those cards gather dust! The good news is that you can convert them into cash through various online platforms. … Read more
The allure of being your own boss is undeniable, but venturing into the unknown world of entrepreneurship can be daunting. Franchises offer a compelling middle ground, allowing you to tap into established brands and benefit from their expertise while still enjoying a degree of independence. Canada boasts a thriving franchise market, and for aspiring business … Read more
Canada, consistently ranked high for quality of life and education, is a dream destination for international students. While Canadian universities offer a world-class education, costs can be a concern. The good news is there are plenty of affordable options! This guide explores 20 of the cheapest universities in Canada for international students in 2024, providing … Read more
Canada’s diverse landscapes and bustling cities demand a capable and efficient vehicle. Small cars rise to the challenge, offering nimbleness for urban commutes, affordability on fuel, and easy parking solutions. With a vast array of choices, picking the perfect one can be daunting. Worry not, this guide explores the 15 best small cars in Canada … Read more
While digital payment methods have become increasingly popular, cheques remain a valid and useful way to transfer funds in Canada. Understanding how to write a cheque correctly ensures a smooth and secure transaction. This guide provides a step-by-step breakdown of the cheque-writing process, along with essential information on depositing cheques, handling mistakes, and keeping your … Read more